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연금저축·IRP 완전 정리: 세액공제 16.5%를 안 받을 이유가 없습니다
personal finance

연금저축·IRP 완전 정리: 세액공제 16.5%를 안 받을 이유가 없습니다

연금저축계좌와 개인형퇴직연금(IRP)을 구분하고, 세액공제율 16.5%와 납입·공제 한도, 중도 해지 시 불이익, 은퇴 뒤 연금 수령 때의 분리과세까지 계산 예시로 정리합니다. 한국인을 위한 재테크 시리즈 1편.

2 min read
Learn Korean, Part 5: Conjugation — Present, Past, 이에요/예요
korean learning

Learn Korean, Part 5: Conjugation — Present, Past, 이에요/예요

The engine of Korean sentences: stem plus ending. Build the polite present with 아/어요, the past with 았/었, and the copulas 이에요/예요 and 있어요/없어요.

4 min read
Learn Korean, Part 1: Hangul — Read Korean in One Sitting
korean learning

Learn Korean, Part 1: Hangul — Read Korean in One Sitting

Hangul is the most learnable writing system on earth — the 14 base consonants, 10 vowels, how letters pack into syllable blocks, and real reading practice.

5 min read
Learn Korean, Part 4: Numbers — Two Systems, One Rule
korean learning

Learn Korean, Part 4: Numbers — Two Systems, One Rule

Korean uses two number systems at once: Sino for money, dates, and minutes; native for counting and hours. The split, the irregular tens, and counters.

4 min read
Learn Korean, Part 3: Politeness — Ending Sentences in -요
korean learning

Learn Korean, Part 3: Politeness — Ending Sentences in -요

Korean bakes your relationship with the listener into every verb ending — formal vs polite vs casual, why -요 is the safe default, and the honorific -시-.

5 min read
Learn Korean, Part 2: Sentence Structure and the Particle System
korean learning

Learn Korean, Part 2: Sentence Structure and the Particle System

Korean puts the verb last; particles do word order's job. Topic vs subject, object and location markers, and how to read any sentence with a literal gloss.

4 min read